We don’t pre-package your commercial auto/fleet needs – we personalize them. You’ll get just what you need.
Get your commercial auto or business vehicle quote by calling us directly, and we can walk you through your options.
Commercial Auto & Fleet
The Basics: Liability, Accident Benefits & Physical Damage
Commercial Auto & Fleet
We know that reliability and timeliness of service are essential to the success of your business. If your business relies on having your vehicles on the road, we’re here to help. Whether it’s a single vehicle or a dozen, we can help you find the right coverage at a competitive price, all backed by the promise that we’ll be by your side in the event of a claim.
If you operate multiple vehicles, a Commercial Fleet policy might help you save on the coverage you need. With special & individual rates, as well as monitoring, reporting & loss-prevention advice to help you manage your vehicles, the right policy can add significant value to your business.
If your employees drive their own vehicles on your behalf, to visit clients or jobsites, or to pick up supplies or make deliveries, your business could be held responsible in the event of an accident. Because of this, many business require insurance for Non-Owned Automobiles, an endorsement that is easily added to most policies at minimal cost. To review your coverage or to update your policy, give us a call.
What is considered a commercial vehicle?
What is considered a Business vehicle?
What if I also use my commercial vehicle for personal use?
What is Fleet or IRCA (Individually Rated Commercial Auto)?
Fleet rating requires five or more power units (not including trailers) that are commercially rated, with continuous coverage for the year in order to qualify for this category. The same factors as the individually rated vehicles are used to obtain a quote, but discounts are given for length of time the insured is with insurer, good loss ratio, and favourable underwriting algorithms. This may vary from year to year.
“We have been clients of Crewson Insurance since 1985. Our annual review with Ed, where we update our equipment list and values, proved valuable in our recent fire loss. We will continue to work with the Crewson team to meet our insurance needs in the future.”
Bert TuplingTupling Farms Ltd. - Farm Insurance client
“I love the personal service our farm receives from Crewson Insurance. We’ll stay with them as long as they’ll have us.”
Brenda Weelbmw farms - farm insurance client
“Easily the best service and simplist insurance process I’ve been through. Always easy get a hold and always very pleasant to deal with.”
“Quick Splash Car Wash has been insured with Crewson Insurance since April 2015. We have been looked after very well and I have recommended other area businesses to Crewson Insurance. I am, from the bottom of my heart so appreciative for their help with my claim. Grant is so great to work with; he is a great guy and an excellent listener.”
Jatinder (Tony) BhullarQuick Splash Car Wash – Commercial Insurance Client
“Darlene & her team are by far the most insightful and thoughtful brokers we have ever dealt with in our 46 years in business. We are fortunate to have them taking care of us. I highly recommend them and I always refer them to my friends, colleagues, and family. Great service at fair pricing.”
Len VermeulenCollingwood & Wasaga Hearing Clinic Inc – Commercial Insurance Client
“I always get personal service when I deal with any of the staff at Crewson’s. Not dealing with an automated phone system and people who don’t know me makes dealing with Crewson’s great. My policy renewals/changes are always explained to me.”
“For over 15 years, we have found no one that delivers better customer service or better rates than Darlene and her team at Crewson Insurance. Her job is made more challenging due to the number of properties, cars and children’s cars we have insured over the years. She has used some of the best names in the business, and companies such as ‘Intact’ are a pleasure to deal with. She ALWAYS returns a call promptly and exceeds our expectations with every interaction.”
Mark & Adriana RuttanRe/Max of Wasaga Beach - Auto Insurance Client
“I have been using Crewson Insurance Brokers for decades for both my personal/household needs and for my businesses. I would not go anywhere else. Their customer service is off the charts; they are trusted; very hard working; and, they truly care about their customers. I recommend them all the time and feel confident doing so; putting my own reputation on the line when referring them to family, friends and my own customers.”
“I have been with Crewson Insurance for over 30 years, and they have always given me their best – the best service, the best goodwill, and the best treatment!”
Sam YoungShelburne Golf & Country Club - Residential Insurance Client