Personal Lines

Home should always bring comfort; we’re here to help keep it that way.

So if it matters to you and your home, it truly matters to us.
Home Renovations
Highly-individualized rates can mean that updates to your home’s roof, furnace, or hot water heater can result in discounts on your property insurance. Your policy typically has a limit of insurance that’s based on the estimated cost to rebuild your home, meaning substantial renovations or additions could result in the need to amend your policy. If you’re planning to change how your home is used, such as by taking in a tenant or starting a home business, give us a call so that we can make sure your policy provides the coverage that you need.
Water damage is the leading cause of property losses in Canada, and the claims can be significant: the average Ontario water claim is now tens of thousands of dollars. Most home insurance policies will automatically include coverage for water from burst pipes or malfunctioning dishwashers, but coverages for sewer, septic or drain backup typically need to be added. Coverage for overland water, such as meltwater entering your home through a basement window, is also available. No two policies are the same, and coverages, limits, and exclusions vary from company to company. The only way to be sure about how your policy is designed to protect you is to talk to your broker. We’re always here to help.
Renters & Tenants
Tenant’s insurance is a very affordable way of insuring your property and protecting yourself from the costs of accidents that may leave you exposed to liability lawsuits. Without insurance, the cost of replacing your belongings could strain your finances and add incredible stress to your life. Even more importantly, you are legally responsible for almost everything that happens in your home. If someone hurts themselves or damage is caused to the building due to your negligence, you could be held responsible. The liability coverage offered by an insurance policy protects you in these situations, all for a cost that’s often just a few dollars a week.
There are often discounts available to people who live in newer homes, have home alarms, or are non-smokers. If you’ve successfully paid off your mortgage or are mortgage-free, many insurers will provide a credit. While there’s no rush, most companies offer discounts once you reach 50 or 55 years old, depending on the insurer. Some companies are able to perform a soft credit check that can lower your rates, and of course, combining insurance policies, such as by having your home and auto insurance with the same company, can save hundreds of dollars a year. If you are now eligible for a discount that is not currently applied to your policy or have any questions about how you may qualify for a discount, please give us a call.
If your home is open to any of these things, we should talk. We can help give you peace of mind for all kinds of changes.

“We have been clients of Crewson Insurance since 1985. Our annual review with Ed, where we update our equipment list and values, proved valuable in our recent fire loss. We will continue to work with the Crewson team to meet our insurance needs in the future.”

Bert Tupling

Tupling Farms Ltd. - Farm Insurance client

“I love the personal service our farm receives from Crewson Insurance. We’ll stay with them as long as they’ll have us.”

Brenda Weel

bmw farms - farm insurance client

“Easily the best service and simplist insurance process I’ve been through. Always easy get a hold and always very pleasant to deal with.”


KW client

“Quick Splash Car Wash has been insured with Crewson Insurance since April 2015. We have been looked after very well and I have recommended other area businesses to Crewson Insurance. I am, from the bottom of my heart so appreciative for their help with my claim. Grant is so great to work with; he is a great guy and an excellent listener.”

Jatinder (Tony) Bhullar

Quick Splash Car Wash – Commercial Insurance Client

“Darlene & her team are by far the most insightful and thoughtful brokers we have ever dealt with in our 46 years in business. We are fortunate to have them taking care of us. I highly recommend them and I always refer them to my friends, colleagues, and family. Great service at fair pricing.”

Len Vermeulen

Collingwood & Wasaga Hearing Clinic Inc – Commercial Insurance Client

“I always get personal service when I deal with any of the staff at Crewson’s. Not dealing with an automated phone system and people who don’t know me makes dealing with Crewson’s great. My policy renewals/changes are always explained to me.”


ED client

“For over 15 years, we have found no one that delivers better customer service or better rates than Darlene and her team at Crewson Insurance. Her job is made more challenging due to the number of properties, cars and children’s cars we have insured over the years. She has used some of the best names in the business, and companies such as ‘Intact’ are a pleasure to deal with. She ALWAYS returns a call promptly and exceeds our expectations with every interaction.”

Mark & Adriana Ruttan

Re/Max of Wasaga Beach - Auto Insurance Client

“I have been using Crewson Insurance Brokers for decades for both my personal/household needs and for my businesses. I would not go anywhere else. Their customer service is off the charts; they are trusted; very hard working; and, they truly care about their customers. I recommend them all the time and feel confident doing so; putting my own reputation on the line when referring them to family, friends and my own customers.”


ED client

“I have been with Crewson Insurance for over 30 years, and they have always given me their best – the best service, the best goodwill, and the best treatment!”

Sam Young

Shelburne Golf & Country Club - Residential Insurance Client

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Everyone should be protected in the place they call home. Are you? Let’s talk about it.